(FOTO: ImpreMedia)
1/1

But he said physicians must use caution when assessing patients online. "You can't listen to their lungs. You can't listen to their heart. You can't look into their ear," he said.

So far, about 60 doctors have been trained and more than 100 have signed up. They will earn about $25 to $30 per patient, a little less than half what they get for a typical in-office visit.

Without the costly overhead of a doctor's office and malpractice insurance, the actual earnings from the online visit will be comparable, Schoenberg said.

"They can wake up in the morning, get in front of computer, provide care to patients that need it and money will show up in their bank accounts, he said.

Hawaii is seen as ideal for the service because the islands are separated by miles of ocean. Despite its isolation, Hawaii is one of the most wired states, serving as a hub for six undersea fiber-optic transpacific cables to Asia, Australia and the continental U.S. The state also has among the highest in residential broadband penetration rates.

Hawaii also has a severe shortage of physicians and specialists. The problem is worst on the less-populated islands, where there is a higher percentage of uninsured and low-income patients. Many are forced to fly to Honolulu for medical care.

HMSA, an independent licensee of Blue Cross and Blue Shield, also has the reach and resources to roll out the program. With nearly 700,000 members, HMSA covers more than half of the state's population and has 90 percent of the state's physicians in its network.